Click here for the costs of the card, including the $99 annual fee. For the terms that apply to a Dynamics account, including Dynamics privacy policy, click here. By pressing SUBMIT, you will be redirected to the website for UMB Bank at which you can make an application for the Dynamics ePlate™ Visa^® credit card device. UMB Bank, n.a. is the bank that issues your Dynamics ePlate™ Visa^® credit card device.