ePlate® LifeCode™ About Us Developers Apply for ePlate®
Rewards How It Works Technology Videos Login
Introducing the
Dynamics ePlateEZ
credit card No Annual Fee* The electronic credit card that
lets you choose your rewards
with every swipe. Press a button.  Swipe.
Get that button's reward. Apply Now *No annual fee for the availability of a credit account.
Dynamics offers two rewards programs, one that carries a fee
and one that does not. Click here for the costs of the card.
Earn Rewards Faster Than 1% Rewards Cards Choose from dozens of rewards. New rewards being added all the time.
Adventure Rewards
Select Skip Barber Racing. Spend $2,500.
Earn a $700 driving experience.
A 1% reward card would take $70,000 in
purchases to earn this reward.
Learn More
Bahamas With Triton
Earn a chance to win a
Submarine adventure
Henry Cookson
Save up to $4,000 on a Safari
Air Dollars Plus
Earn airline tickets
easier than ever
Cash Rewards
Select UMB CashPerks+. Earn 1% cash
back for every dollar you spend.
Earn 1 UMB CashPerk for every $1 spent
with ePlateEZ while using this reward
Learn More
Air Dollars Plus
Earn airline tickets
easier than ever
Win $10,000
Earn a chance to win
for every $10 you spend.
Dynamics Credits
Get Dynamics merchandise
and statement credit
Collectible Rewards
Select Upper Deck. Earn exclusive
packs of UD Infinite cards
Look for randomly inserted autographed
cards from sports legends
Learn More
Jersey Jack Pinball
Earn chances to win the new
Wizard of Oz® pinball machine
Dark Horse Comics
Earn exclusive collectors' comic series
Radical Comics
Earn 60+ page comic
books from Radical
Travel Rewards
Select Air Dollars Plus.
Earn airline tickets easier than ever.
Get tickets from top airlines without
the hassle of dealing with air miles
Learn More
CashPerks+
Earn 1% cash back for
every dollar you spend
Henry Cookson
Save up to $4,000 on a Safari
Bahamas With Triton
Earn a chance to win a
Submarine adventure
Lifestyle Rewards
Select igourmet. Earn coffee, tea or salsa
of the month. Every month.
Choose to earn coffee, tea or salsa
of the month from igourmet
Learn More
Scentiments
Earn perfume and cologne
from Scentiments
Body By Jake
Earn fitness equipment with every purchase
FreshDirect
Earn a $50 discount on
groceries from FreshDirect
Entertainment Rewards
Spend $250. Earn Katie Armiger's
new album Fall Into Me
With a 1% rewards card, you'd have to
spend $799 to earn this reward
Learn More
Twin Sisters
Earn eBooks and songs
for your children
Bob Mayer
Earn an eBook instantly from the bestselling author
BIGSTAR Movies
Earn a digital movie rental
with every $10 spent
Charity Rewards
Select Amnesty International.
Support human rights with every purchase.
Donate to Amnesty International
and support human rights worldwide
Learn More
Toys For Tots
Earn toys for children in
need with every purchase
Animal Rescue Site
Help save a pet with every purchase
The Hunger Site
Help feed a child in Africa
with every purchase
How it Works
Go online to explore and choose from dozens of rewards.  Set the reward for the two buttons on your ePlate.  Change them instantly online at any time.  When making a purchase, push a button for the reward you want.  See it light up.
Swipe.  And, get that buttons reward.  It’s that easy!
Learn more about how ePlate works

Earn rewards even faster
Pick the ePlate that works best for you
ePlateEZ
ePlate
Cash Back on Purchases (Statement Credit) 1.00% 1.25%
Air Dollars on Purchases (Airline Vouchers) 1.00% 1.35%
Earn other ePlate rewards twice as fast
Here are some examples:
 
$ Spend Required
$700 Skip Barber Driving Experience
$2,500
(
28%
reward
)
$1,250
(
56%
reward
)
$20 Coffee of the Month
$1,500
(
1.3%
reward
)
$750
(
2.6%
reward
)
Standard Rewards
($0 per year‡)
Up to Double Rewards
($99 per year†)
Choose your ePlate
Start by registering with Dynamics

† ePlate carries a $99 rewards upgrade fee applied annually. ‡ ePlateEZ has no rewards upgrade fee.
Click here for the costs of the cards. For the terms that apply to a Dynamics account, including Dynamics privacy policy, click here. By pressing CONTINUE TO APPLICATION, you will be redirected to the website for UMB Bank at which you can make an application for the Dynamics ePlate Visa® credit card, which is issued by UMB Bank, n.a.