real-time co-brand

  • Two buttons on the card enable a cardholder to pay with credit or to redeem loyalty points at a co-brand merchant location — without any change to the merchant infrastructure.
  • The press of the credit button writes the magnetic stripe, EMV, and contactless interfaces as an open-loop credit card while the loyalty button changes the function to a pre-paid closed-loop card. The LED associated with the pressed button illuminates to indicate the selection.
  • The credit transaction generates points that are reflected in the loyalty account in real-time.
real-time co-brand card